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Typical clients include banks, mortgage lenders, credit card companies, and other. Also commonly referred to as a consumer reporting agency or a credit.
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Consumer Credit Reporting Reform Act of 1996 (Pub.. example, a consumer applies for a mortgage loan that will have a high loan-to-value.
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The issue is not whether the lender can give the inquirer a copy, but, rather, should the lender provide the copy of the credit report. Section 607(c) of the FCRA states that disclosure of consumer reports by a user (in this case, the lender) is allowed.